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How to Buy

A New York City Apartment

This guide to buying a co-op or condo apartment in New York City will help you navigate one of the most complicated and expensive real estate markets in the world. In Brick Underground 500 Internal Server Error<strong>没技术没文化该怎么挣钱</strong> <h1>Internal Server Error</h1> <p>The server encountered an internal error and was unable to complete your request. Either the server is overloaded or there is an error in the application.</p>  

 

Table of Contents

Deciding between buying a co-op or condo

Downpayment and asset requirements for buying a co-op or condo

Co-ops vs Condos: Lifestyle and other considerations

How to get a mortgage to buy a co-op or condo

The difference between mortgage contingency and funding contingency clauses

Deciding whether to work with a real estate agent when buying an apartment

When to work with a buyer's broker

How to hire a good real estate lawyer

A guide to NYC apartment building types: Prewar, postwar, white glove, full-service, elevator and walk-ups

Essential questions to ask about the building before you buy

Guide to attending open houses

How to evaluate an apartment's location in a building

Buying a co-op apartment from the sponsor

A guide to lot-line windows and illegal bedrooms

Common problems with buying new construction

Tips for buying "preconstruction" condo

Getting a mortgage to buy a brand new condo

A guide to buying a condo with property tax abatements

How to negotiate with a developer when buying a condo

How to make a successful offer to buy an apartment

How to win a bidding war

Getting approved by a co-op board

What to expect on closing day

 

Now, onto the first step of your search:  Determining whether you, your finances, and your lifestyle are better suited to a condo or co-op.